Best Texas Mortgage Lenders
Browse 52 top-rated mortgage lenders in Texas as of November 3, 2025. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
Simple, Fast, and Reliable Financing for Your Next Residential or Commercial Real Estate Investment. Loan programs: Fix and Flip, Bridge, Ground up Construction, DSCR Rental loans. Borrower profile: Foreign Nationals or US residents, Aspiring Investors (no experience) or institutional investors, low or high fico, complicated income structures. Collateral profile: SFR 1 to 4 units, warrantable or non-warratable condos, condo hotel, Multifamily 5+ units, most types of commercial ... view more -
DSCR, bridge, foreign national, construction, portfolio, cash-out refinance, and rate & term loans — we specialize in mortgage solutions tailored for real estate investors. Our process is fast, smooth, and built on clear communication with everyone involved. We pride ourselves on transparency, expertise, and a deep understanding of the investor market. With flexible terms and competitive rates nationwide, we make funding your next investment simple, reliable, and efficient. view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"