Best Texas Mortgage Lenders
Browse 59 top-rated mortgage lenders in Texas as of March 15, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1220957
Hard/Private/Non-QM
We specialize in Non-QM loans and complex financing that most lenders can’t approve. Our speed, flexibility, and multi-state reach set us apart. Investors choose us because we win difficult deals, maintain high conversion rates, and operate with efficiency similar to direct lenders. view more -
DreamPoint Capital is an investor-focused mortgage brokerage helping real estate investors close DSCR rental loans and fix & flip (bridge) financing nationwide. We’re built for speed, clear communication, and clean execution—whether you’re buying your first rental or scaling a portfolio. We Specialize In: - DSCR Rental Loans (Non-QM): Qualify primarily based on the property’s cash flow (not your W-2) - Fix & Flip / Bridge Loans: Purchase + rehab financing for value-add deals - BRR... view more
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Chavez Capital is an investor-focused private lending firm offering Fix & Flip, Ground-Up Construction, and DSCR loan solutions. We combine private and institutional capital with investor-friendly flexibility to help clients scale their portfolios efficiently and close with confidence. view more
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Stallion Funding is a relationship-based private lender providing fast, transparent financing for real estate investors, builders, developers, and brokers nationwide. We’re known for reliable closings, clear communication, and upfront pricing, so investors can move quickly and close with confidence. Our team specializes in fix-and-flip, buy-and-hold (DSCR), new construction, bridge, and land loans, delivering speed and certainty without surprises. We take a proactive, solution-oriented app... view more
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NMLS # 2740541
Truehold Financial
Hard/Private/Non-QM
Hard/Private/Non-QM
Truehold Financial offers smart loan programs specifically for real estate investors. Whether you're building a rental portfolio with DSCR loans or flipping properties with our fix-and-flip financing, we provide fast funding in as few as 10 days with terms designed for investors like you. view more -
Hard/Private/Non-QM
Grand Financial Management is a private real estate capital provider focused on structured, asset-based lending for experienced investors and investment entities across approved U.S. markets. We do not lend in California, Arizona, Georgia, Nevada, North Dakota, South Dakota, Vermont, Oregon, Idaho, Utah, or Minnesota. We originate and acquire Fix & Flip, Purchase, Refinance & Equity Take-Out, and DSCR rental loans under a disciplined underwriting framework centered on collateral strength, ... view more -
We specialize in refinancing commercial property mortgages and apartment buildings & 30 year terms are available that can be owner occupied. Rates range from 9-12% and close usually in 3-4 weeks. This is private money, non-bank financing and much less paperwork intensive than a bank. We go up to 75% loan to value. view more
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SNR Capital Group, LLC is a relationship-driven private lending and investment advisory firm built for real estate investors who move with purpose. Founded by a team with deep experience in investment property financing, SNR Capital Group specializes in structuring smart, strategic capital solutions for rental portfolios, short-term rentals, BRRRR investors, and cash-out refinances. With over $100M in closed volume across the last 24 months and a rapidly expanding national footprint, we un... view more
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PropFunder provides real estate investors with funding for flips, rentals, small multifamily properties, and ground up builds with private capital. We care most about straight talk on numbers and timelines, and staying close to the file from first look to closing so you can move fast and close with confidence. view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"