Best Texas Mortgage Lenders
Browse 48 top-rated mortgage lenders in Texas as of November 18, 2025. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
GRIT Lending Solutions helps real estate investors in the Dallas–Fort Worth area fund fast on fix-and-flip and BRRRR projects. Run by two brothers and backed by our own capital, we make all lending decisions in-house — keeping the process simple, responsive, and built around your timeline. We support serious investors who value straight answers, clear terms, and a lending partner they can grow with. view more -
NMLS # 1252107
Conventional & Gov.
Hard/Private/Non-QM
Cake Mortgage | Real Solutions for Real Estate Goals Getting financing shouldn’t be complicated and at Cake, we make it simple, fast, and investor-friendly. We specialize in helping real estate investors, entrepreneurs, and self-employed borrowers close confidently on loans that traditional banks can’t (or won’t) approve. Whether you're buying your first rental, leveraging CPA-prepared P&Ls or bank deposits to qualify, or expanding a complex portfolio, our nationwide team offers tailored ... view more -
Conventional & Gov.
Hard/Private/Non-QM
Laurie Reiss began her career in residential financing over 25 years ago, building a strong foundation in mortgage lending and client-focused service. Over the years, she has expanded her expertise to include commercial and hard money financing, offering a full range of solutions for both individual and investor needs. While she is licensed for residential lending in New York, New Jersey, and Florida, Laurie provides commercial financing solutions in all 50 states. Known for her sharp eye for... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 0
Hard/Private/Non-QM
We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 50 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We... view more -
Pinnacle Mortgage Company is a Houston based lender that was founded in 1992 and lends exclusively in Texas. We provide fast closing using common sense underwriting for loans ranging from $50,000 to $3,000,000. We take pride in establishing ongoing relationships with our clients by our ability to be flexible and creative in our underwriting. view more
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Hard/Private/Non-QM
DSCR, bridge, foreign national, construction, portfolio, cash-out refinance, and rate & term loans — we specialize in mortgage solutions tailored for real estate investors. Our process is fast, smooth, and built on clear communication with everyone involved. We pride ourselves on transparency, expertise, and a deep understanding of the investor market. With flexible terms and competitive rates nationwide, we make funding your next investment simple, reliable, and efficient. view more -
NMLS # 2043126
Nicola Mislinski, Commercial & Residential Mortgage Broker
Conventional & Gov.
Hard/Private/Non-QM
23 forum postsConventional & Gov.
Hard/Private/Non-QM
As an experienced commercial and residential mortgage broker with Barrett Financial Group, I specialize in helping individuals, investors, developers, and rehabbers secure the financing they need to build, grow, and scale their portfolios. My expertise includes DSCR (Debt Service Coverage Ratio) loans, Fix & Flip financing, and a full range of investment and traditional mortgage products. With a deep understanding of both the residential and commercial lending landscape—and a broad network... view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"