Best Texas Mortgage Lenders
Browse 63 top-rated mortgage lenders in Texas as of November 1, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
Direct Lender! We are super fast and The ORIGINAL LENDER of NOT requiring any of the below: - NO Tax Returns - NO Credit Check - NO Appraisals - NO Pre-Inspection - NO Prepay Penalty - NO Upfront Fee - NO Survey - NO Bank statements - NO Employment verification APPLY at CRLENDING.com view more -
NMLS # 1660690
Tyler Hodgson - NXT Mortgage
Conventional & Gov.
Hard/Private/Non-QM
35 Reviews5.0 stars246 forum postsConventional & Gov.
Hard/Private/Non-QM
I'm Tyler Hodgson, a real estate investor in Texas who happens to be your lender. I invest in property myself, I still personally originate every loan I take, and I specialize in investor financing: House hacking, DSCR rental loans, conventional investment property loans, and bank statement/non-QM for self-employed investors. Most profiles on this page are companies. Mine is a person. When you call, you get me - the same person who runs your numbers, structures the file, and picks up the p... view more -
NMLS # 2448506
Helm Mortgage Corp - Juan Yepes, Director
Conventional & Gov.
Hard/Private/Non-QM
125 Reviews5.0 stars131 forum postsConventional & Gov.
Hard/Private/Non-QM
I’m the Director at Helm Mortgage Corp., a veteran-led brokerage with 30+ years of experience, 5,000+ loans closed, and access to 100+ lenders. Before Helm, I spent 10+ years on the investor side, where I helped close 5,000+ deals. That's 10,000+ transactions of combined experience working for you. I’ll review your deal like an investor and structure it like a lender. Strategies: Primary or Rental // Purchase or Refinance // House Hacking // BRRRR // Buy-and-hold // Fix-and-flip // Single-... view more
Texas Mortgage Rates Today
How to Find a Lender in Texas
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"