Investor · Pittsburgh, PA · Member since 2011 · 117 posts · 78 votes
I am a recent college graduate and I got a new job secured with a higher salary then when I applied for the card. My line of credit is very low ~1000, should I ask for an increase? My credit score is 730 and I'm confused what to do. So in short:
1. Will this "hard" credit inquire hurt my score?
2. At what credit score would a mortgage lender give me a better rate?
Requesting additional credit with your current creditor won't go down as a hard inquiry, that's the easiest and best way to get more credit. Call them and simply say you'd like your limit increased.
Generally speaking, your job history and salary aren't supposed to effect your credit score. Not sure they'd increase the limit just due to that.