Best Florida Mortgage Lenders
Browse 62 top-rated mortgage lenders in Florida as of April 27, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 3029
Chris Lewis Team - CrossCountry Mortgage, LLC
Conventional & Gov.
Hard/Private/Non-QM
24 Reviews5.0 starsConventional & Gov.
Hard/Private/Non-QM
Chris Lewis | Mortgage Advisor | Investor-Focused Lending | CrossCountry Mortgage I help real estate investors and buyers structure smart financing so they can buy more, scale faster, and keep more cash working for them. Based in Bethlehem, PA, I’m a top-producing mortgage advisor with CrossCountry Mortgage, working with investors, first-time buyers, and high-level clients who want more than just a rate quote… they want a strategy. My approach is simple: 👉 Don’t just approve the d... view more -
NMLS # 3029
CrossCountry Mortgage
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I help real estate investors finance opportunities that do not always fit the usual box. I specialize in DSCR loans, creative investor financing solutions, and lending for both short-term and long-term rental properties. Whether you are building a portfolio, buying your first investment property, or looking for a smarter way to qualify, I can help you explore options that align with your strategy and cash flow goals. I work with investors who want flexible solutions, clear guidance, and fina... view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"