Best Florida Mortgage Lenders
Browse 69 top-rated mortgage lenders in Florida as of October 30, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2783873
Conventional & Gov.
Hard/Private/Non-QM
Here's the problem with most investor lending: you're explaining your own strategy to a banker who's never done a BRRRR, never carried a flip, never sweated a draw schedule. They jam your deal into one rigid box — and if it doesn't fit, you're done. That's not us. Aspire Mortgage (NMLS #2783873) is built by investors, for investors. Through Beard Bros Build Co. we've completed 100+ flips in the Omaha market since 2019. We flip, we hold rentals, we build. We underwrite your deal the way ... view more -
NMLS # 2334221
Hard/Private/Non-QM
Conventus is a private real estate lender specializing in bridge, fix and flip, DSCR, ground-up construction, and multifamily financing for investors. We built our underwriting around how experienced investors actually operate, with fast closings, in-house decision-making, and terms that reflect the realities of each deal rather than a rigid checklist. Our Relationship Managers work directly with investors from first conversation through funding and beyond, so you're never navigating loan ... view more -
Hard/Private/Non-QM
I specialize in investment property financing and work with both new and experienced investors to structure loans that align with their long-term goals. Through a network of 100+ lending partners, I offer flexible financing options, including DSCR, conventional, bank statement, and non-QM loan programs, with a focus on efficient closings and clear communication. view more -
Conventional & Gov.
Hard/Private/Non-QM
Contour Mortgage is a multi-state, full-service mortgage lender that has been helping homebuyers and homeowners with purchase, refinance, renovation, and investment-property financing since 1993. We offer a wide range of loan programs with a focus on personalized service and helping borrowers find financing that fits their goals. view more -
NMLS # 1566096
WEST CAPITAL LENDING - Armando Bon
Conventional & Gov.
Hard/Private/Non-QM
4612 Reviews4.8 stars3 forum postsConventional & Gov.
Hard/Private/Non-QM
I help real estate investors find financing that fits the deal—not force the deal into one lender’s box. As an independent mortgage broker with access to a wide network of lending partners, I can compare multiple programs and structures to find the right combination of leverage, pricing, and flexibility. I work with investors ranging from first-time rental property buyers to experienced investors building and expanding their portfolios. Financing options include DSCR loans, conventional fi... view more -
Pooja Bhardwaj - Madison Mortgage Services, Inc
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I help real estate investors find the right financing to grow their portfolios. With access to 90+ lenders, I specialize in DSCR loans, investment purchases and refinances, cash-out refinances, bank statement programs, and creative financing solutions. Whether it’s your first rental or your next addition to a growing portfolio, I focus on competitive options, fast closings, and making even complex deals feel simple. view more -
NMLS # 564371
Deb Herdman, The Federal Savings Bank
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I've been in mortgage lending since 1992, and I'm also an active short-term rental investor myself, so I understand investing from both sides of the table. I offer conventional, non-QM, DSCR, 1-4 family, and 5+ unit financing for short and long term rental properties, lending in all 50 states. Because I invest myself, I understand cash flow, seasonality, and underwriting nuances. view more -
NMLS # 2448506
Helm Mortgage Corp - Juan Yepes, Director
Conventional & Gov.
Hard/Private/Non-QM
126 Reviews5.0 stars130 forum postsConventional & Gov.
Hard/Private/Non-QM
I’m the Director at Helm Mortgage Corp., a veteran-led brokerage with 30+ years of experience, 5,000+ loans closed, and access to 100+ lenders. Before Helm, I spent 10+ years on the investor side, where I helped close 5,000+ deals. That's 10,000+ transactions of combined experience working for you. I’ll review your deal like an investor and structure it like a lender. Strategies: Primary or Rental // Purchase or Refinance // House Hacking // BRRRR // Buy-and-hold // Fix-and-flip // Single-... view more -
NMLS # 2164169
Dylan Salisbury
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I’m a mortgage broker who also invests. As Director of Acquisitions and Asset Manager at a real estate investment company, I buy and manage distressed debt and REO properties, so I evaluate deals the way you do. With access to over 300 lenders, I can shop your loan and match each deal to the program that fits it best, whether you’re qualifying on rental income, bank statements, or a traditional full-doc loan. Investor programs: DSCR loans (no personal income documentation), cash-out and ra... view more
Florida Mortgage Rates Today
How to Find a Lender in Florida
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"