First House Hack! Insurance Recs?

First House Hack! Insurance Recs?

Rental Property Investor · Colorado Springs, CO · Member since 2023 · 11 posts · 4 votes

My husband and I are under contract for our first house hack and our closing date is April 15th. It feels like all of the deadlines are coming up quickly!

That being said, I was wondering if anyone has a recommendation for an insurance agent or broker? Looking for someone that will provide the necessary coverage for our duplex at a reasonable price.

Any other tips/recommendations for a first time house hacker are welcome(:

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  • Owen RosenBusiness Member
    Professional · Clinton Township, MI · Member since 2015 · 680 posts · 259 votes
    2y

    If you're living in one of the units you're likely able to insure the property on a standard homeowners policy with some added endorsements.  Work with an independent agent that can talk through your options, shop the market, and let them quote your auto insurance as a bundle along with the property.

    Royal Oath Insurance Group4.9203 Reviews
  • Insurance Agent · Norwalk, CT · Member since 2016 · 2k+ posts · 1k+ votes
    2y

    Morgan,

    When you are getting the Homeowners quotes, have them also quote a Personal Umbrella policy to give added Liability coverage since you will have a renter in the house.  

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