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Morgan Shupe
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First House Hack! Insurance Recs?

Morgan Shupe
Posted Mar 26 2024, 19:02

My husband and I are under contract for our first house hack and our closing date is April 15th. It feels like all of the deadlines are coming up quickly!

That being said, I was wondering if anyone has a recommendation for an insurance agent or broker? Looking for someone that will provide the necessary coverage for our duplex at a reasonable price.

Any other tips/recommendations for a first time house hacker are welcome(:

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Owen Rosen
  • Professional
  • Keego Harbor, MI
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Owen Rosen
  • Professional
  • Keego Harbor, MI
Replied Mar 27 2024, 06:24

If you're living in one of the units you're likely able to insure the property on a standard homeowners policy with some added endorsements.  Work with an independent agent that can talk through your options, shop the market, and let them quote your auto insurance as a bundle along with the property.

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John Mocker#1 Insurance Contributor
  • Insurance Agent
  • Norwalk, CT
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John Mocker#1 Insurance Contributor
  • Insurance Agent
  • Norwalk, CT
Replied Mar 28 2024, 13:27

Morgan,

When you are getting the Homeowners quotes, have them also quote a Personal Umbrella policy to give added Liability coverage since you will have a renter in the house.  

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