I am looking to buy a 5 unit apartment building in Romulus, Michigan.  Since it has 5 units I have to get a commercial loan to purchase the property.  The seller is asking $260,000.  The issue I am having now is that the banks that I am requesting the loan from, state that the minimum amount they can loan on a commercial property is $500K.  Does anyone have any insight on how I can a commercial loan for $260,000.