Do you buy insurance to cover contents?

[Bryan L.]

I tried this question in "Property Insurance Questions & Discussions" but don't think that category gets as much traffic sorry for the duplicate post but hoping for feedback.

Closing on a SFR Friday and in the process of getting insurance our agent asked if I wanted to insure contents. We have a couple mixed use properties and do not have contents covered. I asked if I was missing something and she said some people like to add some just to cover appliances. I'm sure the additional premium would be pretty insignificant to add 5-10K but if not needed why spend the money.

Any thoughts?