New investor in MA looking for some ideas

New investor in MA looking for some ideas

Brockton, MA · Member since 2017 · 19 posts · 4 votes

Hi All,

My name is Chris and I am looking to break into investing. I am a military vet currently in college but graduating in 2018.

I was wondering whether I should look to invest in the south shore (where I'm from) or get involved going west towards Worcester, where I see lower average prices.

I'm looking to make a flip as well as house hack. For house hacking I'd like to stay in the south shore (near work and family). For flipping willing to go wherever it makes sense.

Any tips from fellow MA investors on either flips or buy and holds throughout the state would be appreciated.

I apologize if this is not the correct category.

-Chris

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Real Estate Agent · Westboro, MA · Member since 2016 · 1k+ posts · 471 votes
9y

@Christopher Fernandes

First you are doing good with your research. You want to define your target area and where is the best place to invest. 

1. First you want to define your niche.- Do you want to house hack or flip? 

Focus on one or the other for your first deal. 

2. Also know how will you finance the deal? 

Answer these two questions before you start to analyze deals

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  • Real Estate Agent · Westboro, MA · Member since 2016 · 1k+ posts · 471 votes
    9y

    @Christopher Fernandes

    First you are doing good with your research. You want to define your target area and where is the best place to invest. 

    1. First you want to define your niche.- Do you want to house hack or flip? 

    Focus on one or the other for your first deal. 

    2. Also know how will you finance the deal? 

    Answer these two questions before you start to analyze deals

  • Brockton, MA · Member since 2017 · 19 posts · 4 votes
    9y

    Hi @Steve Bracero, I'd like to get invovled with both but think a house hack will be my first deal.

    For financing I'm looking at getting a VA loan. This is all new to me but I'm reading up on the criteria for different types of financing (credit requirements, DTI, Income, and so on).

    I'm in school at the moment and the housing allowance paid out by the Gi Bill is not considered income. So I have to wait a year until I graduate and get a job before I can start the process. So my goal is within the next year to learn as much as I can.

    Any tips on analyzing deals? I'd like to practice so when the time comes I know what to look for and how to see a good/bad deal.

    Thanks

    Chris

  • Real Estate Agent · Westboro, MA · Member since 2016 · 1k+ posts · 471 votes
    9y

    Hey @Christopher Fernandes

    Perfect you defined what type of investment and now how you will finance. 

    Next what areas are you looking into? 

    You can use the BP calc, it is a great start- 

    But ideally you want to know the 1% rule 50% rule are good rules of thumb to go thru deal analysis 

  • Brockton, MA · Member since 2017 · 19 posts · 4 votes
    9y

    Thanks @Steve Bracero I'll start looking into those rules.

    I was looking to start investing in the south shore but I'm open to other areas if there are better opportunities.

  • Real Estate Agent · Westboro, MA · Member since 2016 · 1k+ posts · 471 votes
    9y

    @Christopher Fernandes

    Got it man, send a pm if you want to speak more about the area 

  • Member since 2018 · 31 posts · 4 votes
    7y
    Hi @Christopher Fernandes just wondering if you ever found a place?
  • Brockton, MA · Member since 2017 · 19 posts · 4 votes
    7y

    Hi Greg, I’m actually still looking. No luck with listed properties but looking for off market deals now. Had to put my search on hold for a while unfortunately but i’m on the lookout again.

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