Getting a loan with a ground lease, how are they arranged?

[Timothy Johns]

I have leased my land to a tenant over a 25 year term. It was land gifeted to me and had help leaseing it out. The tenant built the building and are strong national tenant. 

Q: Can I use this lease as 'collateral' and get a mortgage loan--the equivalent of a cash out loan equal to the remaining term? Also, would a bank appraise the property if they did none of the improvements?  The tenant would not be involved so-to-speak. Thanks! 

this is not asking for a loan proposal. just want to know if i could ever monetize the lease and the mechanics surrounding it.