My partner and I have owned this condo in Noblesville, IN (north of Indianapolis) since 2005. It is a 3/2.5 Condo (HOA non-gated community)

We just listed for sale.  Our first offer was from our long term tenant, he would like to purchase it at our asking price of $160K.  But his money is tight and cannot come up with the down-payment or fees and closing costs.  His mortgage broker found a package that is 1.5% down but they need their fees.  He is asking us to deliver back 3% ($4800) at closing from our proceeds.

The advantage is it seems this would be a done deal if we agree and he is already living there, and has agreed to forgo any inspection or further negotiations.

If we don't not go with him, our agent will show the place, but believes the tenant will be emotional and a potentially jaded resident and wants to be there during each showing.   He is also has the placed packed full of junk and so it is not in great showing condition.

Others would most likely be contingent upon an inspection and negotiations.  The carpet is likely from 2005 original and now I hear it needs a new dishwasher and just heard there maybe slight mold in garage (first time hearing about these last 2)

I would love to hear your thoughts.  As my initial feelings are yes, this is an easy sale to sell to the tenant. But I am not 100% what we would end up with or what our additional closing fees may add up to.  

Thanks in advance!