I had a great mortgage broker in california who taught me all about loans. Unfortunately he is no more. He was also not licensed in Texas. He aggressively looked across lenders, was upfront on what his compensation was and also volunteered to show me the wholesale rate sheet for every loan he originated for me. He also looked into daily treasury rates and rate locked at his best guess optimum time. This gave me the peace of mind for each transaction and I did not shop around. I referred all my friends to him for their mortgage needs.. probably 20 loans from friends and 3 of my loans. 

I am looking to develop a similar relationship for my future deals here in Texas. I have done 3 loans/refinance here in Austin (Texas) and I am having a hard time finding such a person here. Is there any mortgage broker out there like that. So the criteria is the following

1. Upfront compensation disclosure

2. Access to many lenders

3. Willing to show the wholesale rate sheet, the date the loan is locked

4. Secure and easy to use document management system that avoids unnecessary work for both of us 

5. Investor friendly

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Ability to guesstimate mortgage rate trend an added bonus but not necessary. 

Thanks

--prasanna