Investment consultant needed

Most Popular Reply

Jonathan GreeneBusiness Member
Real Estate Consultant · Madison, NJ · Member since 2016 · 6k+ posts · 7k+ votes
2y

No one is going to finance 100% if you have no experience here. It would not be a wise investment for them. What you are proposing is the classic money loss situation unfortunately. You would need to show a track record and have other assets as backing to have any chance at all.

See this reply in the discussion

10 Replies

Jump to latestLatest
  • River SavaPro Member
    Lender · USA · Member since 2022 · 1k+ posts · 1k+ votes
    2y

    Hi Bekzod - 

    Need a bit more info. What specifically are you looking into? 

  • Jonathan GreeneBusiness Member
    Real Estate Consultant · Madison, NJ · Member since 2016 · 6k+ posts · 7k+ votes
    2y

    What is an investment consultant/advisor? What are you trying to do? Your post doesn't make any sense and doesn't give anyone an idea of how they can help you other than that maybe you need a connection for a mortgage. But on what type of property?

  • Miami, FL · Member since 2024 · 13 posts · 1 vote
    2y
    Quote from @River Sava:

    Hi Bekzod - 

    Need a bit more info. What specifically are you looking into? 


    Hi River, thanks for reply. I am considering an investment in a commercial property with plans to improve and sell it within 4-6 years. Standard requirements for such investments typically include good credit, relevant experience, and a 20% down payment. However, I lack experience in the USA market.

    I propose a hybrid investment model where the lender provides 100% financing for all costs and becomes a co-owner of the property. In return, the lender would receive monthly cash flow and a share of the profits upon sale. My role would be to manage all property improvements and operations.

    I am seeking expert advice on the viability of this financing model, specific borrower requirements, and potential lenders who might be interested in such partnerships.

    Your insights and recommendations would be greatly appreciated.

  • Miami, FL · Member since 2024 · 13 posts · 1 vote
    2y
    Quote from @Jonathan Greene:

    What is an investment consultant/advisor? What are you trying to do? Your post doesn't make any sense and doesn't give anyone an idea of how they can help you other than that maybe you need a connection for a mortgage. But on what type of property?


     Hello Jonathan, I have tried to give detailed information what I want for previous comment. I will just copy here too. Briefly, willing to find lender / co owner / investor who might be able to finance 100% of costs & take more profit than ordinary lender.  ==> I am considering an investment in a commercial property with plans to improve and sell it within 4-6 years. Standard requirements for such investments typically include good credit, relevant experience, and a 20% down payment. However, I lack experience in the USA market.

    I propose a hybrid investment model where the lender provides 100% financing for all costs and becomes a co-owner of the property. In return, the lender would receive monthly cash flow and a share of the profits upon sale. My role would be to manage all property improvements and operations.

    I am seeking expert advice on the viability of this financing model, specific borrower requirements, and potential lenders who might be interested in such partnerships.

    Your insights and recommendations would be greatly appreciated.

  • Jonathan GreeneBusiness Member
    Real Estate Consultant · Madison, NJ · Member since 2016 · 6k+ posts · 7k+ votes
    2y

    No one is going to finance 100% if you have no experience here. It would not be a wise investment for them. What you are proposing is the classic money loss situation unfortunately. You would need to show a track record and have other assets as backing to have any chance at all.

  • Real Estate Agent · Pembroke Pines, FL · Member since 2024 · 39 posts · 20 votes
    2y

    Hi Bekzod,

    If you're new to the U.S. market, I recommend beginning with a more passive investment, such as retail triple net-leased properties. Look for a prime location, a tenant with strong corporate or franchisee credit, and a NNN long-term lease. With a creditworthy tenant, securing a non-recourse loan is more manageable, even for foreign investors.

  • Investor · Fairfax, VA · Member since 2015 · 1k+ posts · 801 votes
    2y

    Sounds like you have no skin in the game, so it would be tough to find a partner that would take all the financial risk.  You should expect a 10-20% return depending on the amount of work you have to do.  In a sense you are a property manager so you should get paid like one.  The way I would structure the contract with you is that upon sale if a certain higher price is obtained (highlighting your hard work), then you would get a bigger share of the pie.  For example: 10% of profits during ownership, and then a 20% profit share on the sale if a certain sales price is reached, maybe 15% if a lower price is achieved etc.

  • Miami, FL · Member since 2024 · 13 posts · 1 vote
    2y
    Quote from @Jonathan Greene:

    No one is going to finance 100% if you have no experience here. It would not be a wise investment for them. What you are proposing is the classic money loss situation unfortunately. You would need to show a track record and have other assets as backing to have any chance at all.


    Appreciate for the comment. I have 16 years of Non US experience. Also, I think, the investment risk is more connected on the chosen project- property income, market value of the project. These metrics are assesable. While I understand the standard expectations of lenders / investors, trying to search for the non-standard options, that would work for both sides.

  • Miami, FL · Member since 2024 · 13 posts · 1 vote
    2y
    Quote from @John Oks:

    Hi Bekzod,

    If you're new to the U.S. market, I recommend beginning with a more passive investment, such as retail triple net-leased properties. Look for a prime location, a tenant with strong corporate or franchisee credit, and a NNN long-term lease. With a creditworthy tenant, securing a non-recourse loan is more manageable, even for foreign investors.


     Thank you John for the option. This is also good option to consider. 

  • Miami, FL · Member since 2024 · 13 posts · 1 vote
    2y
    Quote from @John M.:

    Sounds like you have no skin in the game, so it would be tough to find a partner that would take all the financial risk.  You should expect a 10-20% return depending on the amount of work you have to do.  In a sense you are a property manager so you should get paid like one.  The way I would structure the contract with you is that upon sale if a certain higher price is obtained (highlighting your hard work), then you would get a bigger share of the pie.  For example: 10% of profits during ownership, and then a 20% profit share on the sale if a certain sales price is reached, maybe 15% if a lower price is achieved etc.


    It makes for logic given the conditions. I understand where to find the lenders with standard conditions. However, where & how to find such partners? Any advice is welcomed.

Join the conversationCreate a free account to reply, vote on answers and follow this thread.