Lender · Newark, NJ · Member since 2026 · 13 posts · 1 vote
8mo
Hey Melinda, it's a balancing act. Especially when dealing w/ a lender, certainty of execution and program flexibility matters the most in my opinion. If you've ever waited weeks to hear "this won't work" on a DSCR deal, you know the cost of misalignment. When you start closing at volume and are trying to scale your portfolio: predictability, early clarity, and execution matters over everything else. Working with a lender who may be slightly higher on rate on edge case scenarios, but has predictable execution and a quick closing timeline will always outperform the lender who comes in a little cheaper but has a nightmare closing process.
If you ever want to discuss deal metrics, always happy to help!