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Updated about 1 year ago on . Most recent reply

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Nicolas Dupuis
  • Brighton, MA
1
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7
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Will we be able to use my wife’s income to qualify?

Nicolas Dupuis
  • Brighton, MA
Posted

Hi, I have been working at the same company for ten years but my wife just started working two months ago. For the two years prior she worked here as an au pair and after we got married she received her green card and got her first job almost immediately. She has only been working for two months. She does have good credit and has paid taxes for the last 3 years. Will a lender let us use her income when qualifying for a mortgage or will we only be able to use mine?
We want To owner occupy a multi family property so having her income too will really help to qualify. 

Thanks! 

Most Popular Reply

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2,894
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Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
2,331
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2,894
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Caroline Gerardo
  • Lender
  • Laguna Niguel, CA
Replied

Start depositing all income into one bank account, a bank statement loan may work for you.

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