Use my self-directed 401(k) to fund your deals

Use my self-directed 401(k) to fund your deals

Investor · Caledonia, NY · Member since 2013 · 114 posts · 41 votes

I can't use MY self-directed plan funds to fund MY PERSONAL deals, and you can't use YOURS for YOUR PERSONAL deals...  BUT, I can invest MY FUNDS IN YOUR DEAL, and you can invest YOUR FUNDS IN MINE.  

If you either have funds in a self-directed plan or other cash that you want to invest in high-yield short term projects secured by real estate, let me know.  

Happy Investing!

Cheers~

Tara

1Reply
6 views

3 Replies

Jump to latestLatest
  • Solo 401k Expert · Anaheim Hills, CA · Member since 2012 · 18k+ posts · 6k+ votes
    12y

    @Tara Piantanida-Kelly 

    this is great idea, very creative. I bet if you find the right partner this can be very lucrative mutually! 

  • Investor · Caledonia, NY · Member since 2013 · 114 posts · 41 votes
    12y

    Thanks, @Dmitriy Fomichenko!

  • Investor · North Idaho · Member since 2011 · 332 posts · 107 votes
    12y

    Great idea, agreed! Be careful that you don't get yourself into an arrangement however. Reciprocating investment funds between two qualified plans to accomplish something that would otherwise by prohibited (self-dealing) can be construed as an arrangement in the event of an audit. Just make sure that all the investments are truely arms length is all I'm saying. I hope you find success with this Tara!

Join the conversationCreate a free account to reply, vote on answers and follow this thread.