Primary Residence Mortgage Options for RE Investor

Primary Residence Mortgage Options for RE Investor

Investor · Tampa, FL · Member since 2013 · 54 posts · 6 votes

Hello. My wife and I are looking to purchase a primary residence and don't qualify for a traditional mortgage because we are FT real estate investors (and therefore are self-employed). Our income consists of cash flow from rental income from 40 SFH we own and manage ourselves (none of the homes have traditional mortgages tied to them). Does anyone have recommendations for mortgage lenders who provide primary mortgage options to RE investors based on their cash flow, assets and credit scores?

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  • Upen PatelPro Member
    Lender · Nationwide Lender · Member since 2015 · 1k+ posts · 814 votes
    11y
    @JW Franz There most certainly are lenders who would take rental income into the debt ratio. Some would also allow you to pledge real assets (not the rental properties).

    Good luck,

    Upen Patel

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