What kind of loan terms are we seeing right now

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I am currently shopping around for loan terms on conventional financing. What kind of rates are we seeing out there right now? What percentage down payments are required for investment SFHs, duplexes and fourplexes?

Well it depends on if you are talking about properties for investment or a primary residence.  For a primary you can get away with as low as 3% down on a Fannie loan right now. Investment property is going to be 20% minimum.

You can always see the weeks average rates on owner occupied properties from the weekly Freddie Mac survey.  Link below.  For an investment property, depending on your person situation you may only pay .5% above the average, or up to 1.5%. I typically pay about .75% above the average on my loans.

http://www.freddiemac.com/pmms/