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Updated over 8 years ago on . Most recent reply

Eugene Finley's profile image
Eugene Finley's profile image
Eugene Finley
  • Investor
  • from Dalton, Georgia
  • Member since Nov 29, 2010

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Eugene Finley's profile image
Eugene Finley's profile image
Eugene Finley
  • Investor
  • from Dalton, Georgia
  • Member since Nov 29, 2010
Eugene Finley
  • Investor
  • Dalton, GA
8
Votes |
8
Posts
Private Lending & Conventional Mortgage Advice

What are rules for cash out refinance for commercial properties?

Eugene Finley
  • Investor
  • Dalton, GA
Posted

I have 3 duplexes appraised for $197,500 combined, that were purchased for $111,000 in June 2016. How much seasoning is needed for a cash out refinance loan and what LTV is expected?  All have been rehabbed and are occupied.  

What are rules for a cash out refinance for commercial properties?

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Dante Pirouz's profile image
Dante Pirouz's profile image
Dante Pirouz
  • Investor
  • from Almont, MI
  • Member since Mar 13, 2015

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Dante Pirouz's profile image
Dante Pirouz's profile image
Dante Pirouz
  • Investor
  • from Almont, MI
  • Member since Mar 13, 2015
Dante Pirouz
  • Investor
  • Almont, MI
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Dante Pirouz
  • Investor
  • Almont, MI
Replied

Duplexes are not considered commercial...only 5+ units are. These are residential and terms depend on the bank and program. Usually a minimum of 6 months seasoning is needed.

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