I see posts all the time on the fha 203k loan but not so much about the homebridge loan. I have yet to talk to a loan officer but was thinking that someone on the forums could help me get a few answers. 1. I have found some but little info online about the home bridge loan, but the FHA 203k loan is everywhere. Is the home bridge loan available still? 2. The numbers looked similar is initial minimum of 3.5% interest rate and from what I saw the home bridge will loan up to 95% of after renovated value. While I am understanding the FHA loan covers initial loan amount and rehab costs. Now I know 203k loans are made for owner occupancy. Is this the same with the home bridge program? 3. Finally I am a novice and just looking for more information to be better educated to make the best choice for my investment. I have heard the red tape with the 203k is overwhelming, does anyone has a comparison side to side of requirements and restrictions? Or just from personal knowledge a list of pro's and con's? Side note.. Okay so like I said I'm a newbie trying to get as much information on the 203k and home bridge loan programs. The plan is to find a diamond in the rough to use a combination of a rehab loan to do initial bigger projects on my starter home. This will give me some experience dealing with different contractors during the rehab then to finish off smaller projects using my set of skills and the network around me. After renovations have been completed and house has seasoned I will look to refinance. I guess I will have to wait and see how the cards play out but I could then rent or sell and then repeat the process again. Either way I would be then purchase another fixer upper to repeat the process. This time would be a more permanent residence for my family but would refinance after renovations again and pull equity to then buy flips or buy and holds. My plan has a lot of loose edges and I'm looking for any pointers to tightened things up. I don't mind the longer process as I am just learning but anything to streamline things would greatly appreciated. Sorry for the linger post but figured some back info might help. The 203k loan has caught my eye but then I heard of the home bridge loan. The forums are great and figured I could get at least a few different points of view on the topic. Thanks in advance.