Hi Bp I bought a house back in October 2016. I rented all life and got tired of paying 1100 in rent every month. Started listening to bigger pockets podcast and decided to take the leap into real estate.I figured I would live in it while I fixed it up since I don't have money for the renovation. The house is a 3/2 . I rehabbed one bathroom but the process was slower than I would like. The question is can I refi my existing Fha loan into a Fha 203k. Another question is this something I can take to a hard money lender? I plan to fix it up refi,and rent it out.