Cash Out Refinance, No Income, No Seasoning

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Cash Out Refinance, No Income, No Seasoning

Darrell Braxton
Philadelphia, PA · Member since 2017 · 13 posts · 2 votes

Good morning,

Can anyone recommend a lender that can cash out refinance a property without W-2 income or tax returns and has no or little seasoning requirements?

Are there any lenders on here that would be willing to work with me?

Thank you in advance.

1Reply
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  • Leonard Young
    New Castle, DE · Member since 2013 · 3 posts · 1 vote
    7y

    Hey, there was a guy I just used ... allowed me to pull 50% out of a paid off property ... no income verification and credit qualification ... though they did pull my credit.  I'm also in the Philly/DE area. Message me if this may be of interest ...

    0Reply
  • Tarik Turner
    Lender · Hackensack, NJ · Member since 2016 · 1k+ posts · 372 votes
    7y

    Are you looking for a long term or short term cash out? 

    0Reply
  • Darrell Braxton
    OP
    Philadelphia, PA · Member since 2017 · 13 posts · 2 votes
    7y

    Tarik, we are looking for long-term.

    0Reply
  • Sasha MohammedPro Member
    Lender · Costa Mesa, CA · Member since 2018 · 337 posts · 245 votes
    7y

    @Darrell Braxton you can try reaching out to @Alex Bekeza. 

    Since you didn't give too much info as to the scenario, I couldn't say for sure that it's possible. But it sounds like something he should be able to help you with. 

    Best of luck!

    [email protected]949-351-1338
    0Reply
  • Darrell Braxton
    OP
    Philadelphia, PA · Member since 2017 · 13 posts · 2 votes
    7y

    Thank you Sasha and Kerry.

    0Reply
  • Andrew PostellPro Member
    Lender · Fort Worth, TX · Member since 2016 · 8k+ posts · 6k+ votes
    7y

    @Darrell Braxton sorry I didn't catch this post sooner but I actually wrote an entire post on this very subject and how to properly structure the deal.  Feel free to read the article HERE.  Thanks!

    0Reply
  • Darrell Braxton
    OP
    Philadelphia, PA · Member since 2017 · 13 posts · 2 votes
    7y

    @Andrew Postell, thank you.

    0Reply
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