No one physically comes and inspects your home. Are you going to use the loan for an investment property and say it is a primary residence or is there some other reason for you not to move in within 60 days?
Real Estate Agent · Southington, CT · Member since 2008 · 5k+ posts · 3k+ votes
6y
No one comes to your house unless someone reports you from my experience. Just make sure you are putting the home address down for your primary address wherever applicable for the first year you own the home.
Real Estate Agent · Virginia Beach, VA · Member since 2012 · 2k+ posts · 1k+ votes
6y
We actually had our insurance send someone to physically check up on us to make sure we were moved in within 60 days on our last FHA loan (that was back in 2011). Had we not been moved in, I imagine policy change requirement would have alerted lender that it wasn't being used as a primary residence.