this is an excerpt from ours:
4. Affiant states under oath that she does not reside in above described property, this property is not the Homestead property of the borrower, and that this loan is for the business operations of the borrower.
5. Affiant further states that she is familiar with the nature of an oath; and with the penalties as provided by the laws of the State aforesaid for falsely swearing to statements made in an instrument of this nature. Affiant further certifies that she has read or caused to be read to her the full facts of this affidavit, and understands its contents.
6. Affiant hereby confirms that this loan is being procured for business purposes by a business entity and that she, as the borrower, and/or the representative of the borrower, is a sophisticated investor engaged in the business of real estate investment and has had sufficient time to shop for prices, interest rates and terms for this loan. Affiant also affirms that she has received an estimate of all costs several days ago.