Hi guys

I am looking for insights in this community about what would be for you guys the best approach as crypto investors to use your holdings as collateral to buy assets in real life like real estate, car loans, buy a business etc, investments in general and most important without having to sell your holdings in crypto that will likely go up in value in the future. I have seen platforms that will give you loans while staking but still for a regular car loan or big purchases like a house you would need a good credit, job history or regular income to qualify for a loan . I would like to know your opinion and ideas about this topic.