Hard/Rehab money for property in NY?

[Nick Johnson]

I am sure that there are several investors here that deal with property in NY. I am looking for a sensible place to obtain funding at a somewhat reasonable rate.

I am looking to either buy property that is ready to rent OR buy a property, rehab it, then rent it. Either way I am looking to buy and hold for cash flow.

Any pointers? Places that loan in NY? Places to stay away from that over charge? Lenders that know and understand this business?

Thanks for anything that comes my way!