How strict is the FHA’s 100 mile rule?

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How strict is the FHA’s 100 mile rule?

John Anderson
Member since 2019 · 67 posts · 33 votes

Apologies if this is a silly question. I'm moving cities due to a new job and would like to purchase a new home through a second FHA loan.

On Google Maps, the new city is about 90 miles away from my current city. Can I still qualify for a second FHA loan or will lenders deny me?

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  • Julio Garcia
    Rental Property Investor · Modesto/Stockton/Merced, CA · Member since 2020 · 456 posts · 214 votes
    5y

    You should be okay, but double check with your lender

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  • Wayne Brooks
    Real Estate Professional · West Palm Beach, FL · Member since 2012 · 23k+ posts · 13k+ votes
    5y

    The mileage is “house to house” not city to city. 

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  • John Anderson
    OP
    Member since 2019 · 67 posts · 33 votes
    5y

    @Wayne Brooks what if house to house is still under 100 miles (say 92-93)?

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