Looking for insurance agent / company in St Louis

Looking for insurance agent / company in St Louis

Investor · Saint Louis · Member since 2020 · 55 posts · 20 votes

Hi, I have been using my same insurance company for many years but now that I have a rental portfolio I'd like to work with someone that has experience in real estate.   I'm in St. Louis MO.  Any recommendations?

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Rental Property Investor · Los Angeles, CA · Member since 2017 · 124 posts · 31 votes
3y

@Todd Kozak

Eric Brand (Shelter Insurance)

+1 (314) 842-7600

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  • Peter MacKercherBusiness Member
    Residential Real Estate Broker · Saint Louis, MO · Member since 2014 · 1k+ posts · 567 votes
    3y

    Here is who I suggest for a portfolio. 



    Michael Ehrlich
    314.881.1952
    [email protected]

    Michael Ehrlich​
    Insurance Advisor
    Crawford‑Butz & Associates
    Mobile:
    Direct:
    Office:
    Fax: 314.752.5973
    Email:
    Web:
    Address:
    9700 MacKenzie Road, Suite 120
    Saint Louis,
    MO
    63123
  • Insurance Agent · Norwalk, CT · Member since 2016 · 2k+ posts · 1k+ votes
    3y

    Todd,

    I was just discussing this at a Real Estate Meetup.  When you are a real estate investor, you face different Insurance requirements depending on the project:

    1. Flip:   Renovation Builders Risk, General Liability, Workers Comp., ... are possible needs

    2. Renovate & Hold:  The above plus Vacant Building coverage, Dwelling/Fire coverage, Umbrella,..

    3. Buy & Hold:  Depends on the size of the property (# of units) and what the use (Apartments, Retail, office, etc.)

    Be aware that it is unlikely that the best coverage for all the situations would be with the same Insurance company.  You will most likely have several Insurance Companies for different properties or projects. 

    Because of the above, I would suggest you work with an Independent Agent (represents multiple Insurance companies).  They should be able to write (and be knowledgeable in)  both Personal & Commercial coverages.   Look for recommendations of other investors, check online, and be sure to interview the prospective agents to judge their knowledge and experience in the Investment area.

  • Investor · San Rafael · Member since 2020 · 376 posts · 274 votes
    3y
    Quote from @Todd Kozak:

    Hi, I have been using my same insurance company for many years but now that I have a rental portfolio I'd like to work with someone that has experience in real estate.   I'm in St. Louis MO.  Any recommendations?


     Plus 1 on Crawford Butz & Associates Insurance Agency

    We also love Robertson Ryan & Associates - Top 100 US Insurance Agency

  • Rental Property Investor · Los Angeles, CA · Member since 2017 · 124 posts · 31 votes
    3y

    @Todd Kozak

    Eric Brand (Shelter Insurance)

    +1 (314) 842-7600

  • Alex BekezaBusiness Member
    Lender · Los Angeles, CA · Member since 2018 · 2k+ posts · 1k+ votes
    3y

    I have 6 rentals right now in STL and I've used Maggie Norton @ Real Protect for all of them.  They only right commercial policies so they're always used to things we look for like rent loss coverage, etc. 

    @Todd Kozak

  • Jason BottPro Member
    Insurance Agent · Nationwide · Member since 2014 · 2k+ posts · 1k+ votes
    3y
    Quote from @Nathan Murith:
    Quote from @Todd Kozak:

    Hi, I have been using my same insurance company for many years but now that I have a rental portfolio I'd like to work with someone that has experience in real estate.   I'm in St. Louis MO.  Any recommendations?


     Plus 1 on Crawford Butz & Associates Insurance Agency

    We also love Robertson Ryan & Associates - Top 100 US Insurance Agency


     Nathan, thanks for the mention!  

    Todd, we handle hundreds of investors and would welcome the opportunity to discuss your portfolio.

  • Courtney UrbanekBusiness Member
    Specialist · Kansas City, MO · Member since 2022 · 36 posts · 7 votes
    3y

    Hey Todd, You'll definitely want to look into National Real Estate Insurance Group! https://nreig.com/

    National Real Estate Insurance Group4.2257 Reviews
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