Real Estate Investing Forums

Anyone Actually Using These 40-Year DSCR Loans?
General Real Estate Investing
St. Louis, Missouri
Anyone Actually Using These 40-Year DSCR Loans?

I’ve been looking at these newer 40-year DSCR loans — 10 years interest-only, then 30-year amortization & I’m curious about what other investors think. On a smaller SFR loan, the savings are definitely not compelling enough to give up 10 years of principal paydown. But on a larger loan, a value-a...

I think I'm ready to buy my first property. Seasoned advice please
First-Time Home Buyer
St. Louis, Missouri
I think I'm ready to buy my first property. Seasoned advice please

I think I’m finally ready to buy my first investment property. I’ve been working with a lender who is very familiar with working with real estate investors, and he also works with a few agents who regularly help other investors. I’m thinking it would make sense to reach out to one of those agents...

New Investor. HELOC vs Hard Money?
Private Lending & Conventional Mortgage Advice
St. Louis, Missouri
New Investor. HELOC vs Hard Money?

I hope this question is allowed, as I'm looking for advice, but also maybe for contacts. My basic investing plan revolves around a $200k HELOC on my primary residence right now. With that, I've placed contracts on two properties that are waiting to close: Property 1: SFH. $70k purchase price. $80...

Off market vs MLS
Buying & Selling Real Estate
St. Louis, Missouri
Off market vs MLS

For out of state single family home investors, do you prefer most of your deals being off market properties or one that are listed on market?

New to Property Management
New Member Introductions
St. Louis, Missouri
New to Property Management

Hello, BP community. My name is Mark Morrison. I have been in commercial real estate the last 9 years and have made the switch to the property management side. I work for Intersection Real Estate in St. Louis, MO and was brought on as a Business Development Manager to increase the amount of prope...

I’m trying to pay a guy in Pakistan for work.
Off Topic
St. Louis, Missouri
I’m trying to pay a guy in Pakistan for work.

I’m trying to pay a guy in Pakistan for work. He did it for me on the computer. I paid him two weeks ago $100. And now the website that gives him money has given me 12 stages of security and given me a big hassle. Is there an easy way to pay guys for work they do that lives in Pakistan.

St. Louis Market Mapping: Safe Section 8 / Cash Flow Pockets
Out of State Investing
St. Louis, Missouri
St. Louis Market Mapping: Safe Section 8 / Cash Flow Pockets

Hi BiggerPockets Community, I am an out-of-state investor and recently acquired a high-yield rental property in Glasgow Village. While the yields there are strong, I want to hedge my St. Louis portfolio by expanding into other local pockets that feature lower crime rates and better school ratings...

My SECOND New Member Intro...
New Member Introductions
St. Louis, Missouri
My SECOND New Member Intro...

Posted in here about six years ago when I thought I was getting started in my investing journey. Then life happened, I got distracted, and I sat on my dream for a few more years! Figured it was about time to post here though, now that I've actually headed down the investment path. I'm from Jeffer...

Is Spring Really the Best Time to Sell a Flip? or Would You List a Flip in Late Fall—
Rehabbing & House Flipping
St. Louis, Missouri
Is Spring Really the Best Time to Sell a Flip? or Would You List a Flip in Late Fall—

Conventionally, spring is the best time to sell. But when it comes to flips, I don’t think it’s always the case . I see completely different things happening in different pockets of the St. Louis market. If you’re flipping in a high-demand, low-inventory area, fall can actually work in your favor...

First Flip in St. Louis – Looking for Advice & Local Connections
Rehabbing & House Flipping
St. Louis, Missouri
First Flip in St. Louis – Looking for Advice & Local Connections

I’m looking to do my first flip in the St. Louis area. We currently own several long-term rental properties, and our primary goal is to continue growing our buy-and-hold portfolio. We completed our first BRRRR project a few months ago and are currently working on our second. I’d love to connect w...

Comp Analysis Inquiry: Geography vs Time
Real Estate Agent
St. Louis, Missouri
Comp Analysis Inquiry: Geography vs Time

Hello, Backstory I am currently practicing CMAs so I can become more accurate at estimating the fair market value (FMV) of a property. I believe FMV is one of the main building blocks—and really the first major step—when analyzing potential real estate investment deals. I am not currently a Realt...

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House Hacking in 2026
House Hacking
St. Louis, Missouri
House Hacking in 2026

I read the recent BiggerPockets article on the 21st Century ROAD to Housing Act, and I think this could make house hacking even more interesting, especially in affordable markets. The pieces around small-dollar FHA loans, 2–4 unit properties and “missing middle” housing caught my attention. Obvio...

Connecting with St.Louis & KC Investors
Buying & Selling Real Estate
St. Louis, Missouri
Connecting with St.Louis & KC Investors

Hi everyone! I'm active in the St. Louis and Kansas City markets and looking to connect with local and out-of-state investors focused on cash-flow rentals. Always trying to learn from others working these Midwest markets. Would love to network and hear how others are approaching St. Louis and KC....

Looking to connect
Buying & Selling Real Estate
St. Louis, Missouri
Looking to connect

Hello I’m looking to connect with out of state or local investors that are active in Saint Louis MO

Missouri statues on SFD property lease non- renewal
Legal & Legislation
St. Louis, Missouri
Missouri statues on SFD property lease non- renewal

Last week I conducted an annual property inspection of my single family residence rental in St. Louis, Missouri. The tenants have rented from me for the past 6 years and pay rent every month before the 5 day grace period elapses. The inspection revealed extreme clutter, borderline hoarding, espec...

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Projected non-lease renewal pending tenant corrective actions
Legal & Legislation
St. Louis, Missouri
Projected non-lease renewal pending tenant corrective actions

Last week I conducted an annual property inspection of my single family residence rental in St. Louis, Missouri. The tenants have rented from me for the past 6 years and pay rent every month before the 5 day grace period elapses. The inspection revealed extreme clutter, borderline hoarding, espec...

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Renter Screening Criteria
General Landlording & Rental Properties
St. Louis, Missouri
Renter Screening Criteria

Hi, What is your criteria for tenant screening. My property is multifamily home and its in an average/good service class neighborhood. High rental demand. I am looking to firm up my documented criteria. Credit of 620+ (unpaid rent, open judgements form previous landlords, bankruptcy in past 2 yrs...

Missouri's New Wholesaling Law Takes Effect August 28—What Changes Do You Think We'll
Real Estate News & Current Events
St. Louis, Missouri
Missouri's New Wholesaling Law Takes Effect August 28—What Changes Do You Think We'll

Missouri's new residential wholesaling law takes effect end of next month - 8/28. It doesn't ban wholesaling, but it does require wholesalers to provide sellers with a separate disclosure at least 14 days before entering into a purchase contract, explaining that the contract may be assigned, that...

Turnkey single family
Buying & Selling Real Estate
St. Louis, Missouri
Turnkey single family

Any contractors that are doing their own single family flips?

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Vetted rehab crew for Section 8 BRRRRs in 63116 / 63111?
BRRRR - Buy, Rehab, Rent, Refinance, Repeat
St. Louis, Missouri
Vetted rehab crew for Section 8 BRRRRs in 63116 / 63111?

Building out a Section 8 BRRRR operation in St. Louis, focused on single-family in 63116 and 63111 (Dutchtown / Bevo / Dutchtown South). As I get closer on my first deals, I'm looking to line up a rehab crew who's done voucher turns before — someone who knows HQS inspection standards and works to...

Property Inspections Docs/Checklist
Managing Your Property
St. Louis, Missouri
Property Inspections Docs/Checklist

I am looking for annual property inspection documents. Does anyone have documents you are willing to share?

The Midterm Rental Reality Check
Real Estate Events & Meetups
St. Louis, Missouri
The Midterm Rental Reality Check

Are mid-term rentals really worth it, or are they just the latest real estate trend? Join Matt and Rebekah Copeland as they break down the reality of mid-term rentals and what it actually takes to make them a profitable part of your investing strategy. They will share a bit of their journey, then...

Event
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Commercial Real Estate
Commercial Real Estate Investing
St. Louis, Missouri
Commercial Real Estate

I have a question about commercial real estate financing. In this situation I have a contact with a property available in the St Louis area. Has environmental concerns, so not financeable. There is an identified quick resale exit as substantial profit. My question is how would people take down a ...

Has anyone else been following the new federal housing legislation?
Market Trends & Data
St. Louis, Missouri
Has anyone else been following the new federal housing legislation?

I'd be curious what everyone else is thinking with the new federal housing legislation. Here in St. Louis, I watched that increased competition from institutional buyers. For several years, a lot of the starter homes in roughly the $150k–$350k range weren't just competing against other families o...

Growing my Real Estate Journey
New Member Introductions
St. Louis, Missouri
Growing my Real Estate Journey

On the topic of real estate I have several single family rental properties through experience, learning from both successes and mistakes.My goal now is to take my real estate portfolio to the next level by continuing to learn from experienced investors , building meaningful relationships , and su...