San Diego Short Term Rental Insurance Recommendations

Rental Property Investor · San Diego · Member since 2024 · 9 posts · 6 votes

Hey fellow investors! I have a 3 unit 3 bedroom townhome complex in San Diego that I need Short Term Rental insurance on. What would you estimate the annual premium to be for these townhomes? Also, any recommendations on brokers or companies to get quotes from? Thanks in advance!

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Jake BakerBusiness Member
Flipper/Rehabber · San Diego, CA · Member since 2020 · 1k+ posts · 696 votes
1y
Hello to a fellow San Diegan.
$2,500–$5,000+ per unit annually, depending on the coverage and deductible is my approximation. Be sure to ask about coverage for guest liability and loss of income due to damages.
Steadily is a popular one nowadays.
I had a primary residence in Little Italy turned Airbnb. I simply called my insurance company and they were able to add on STR coverage without rewriting the policy.
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BookkeepingRE - Bookkeeping for Real Estate & Service-Based Businesses52 Reviews
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Matthew FloydBusiness Member
OP
Rental Property Investor · San Diego · Member since 2024 · 9 posts · 6 votes
1y
Awesome, appreciate that feedback Jake! I will give them a call today.
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