Looking for dscr lender on ARV

Denver, Colorado
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Looking for dscr lender on ARV

Alex Ramos
Member since 2025 · 9 posts · 4 votes

I'm in the market for and owner occupied SFR in the Westminster Colorado area. I'm seeking a lender who will lend up to 70% of the ARV on a DSCR loan please contact me with your information. I would greatly appreciate it.

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  • Chris SeveneyBusiness Member
    Moderator
    Investor · VA · Member since 2015 · 21k+ posts · 19k+ votes
    1y

    DSCR loans are typically rent ready so ARV doesn't come into play - meaning if you are upgrading it then you could get a DSCR later down the road but If you are getting one at purchase I don't know any lender who holds DSCR on their balance sheet they all get sold and securitized just like an owner loccupied home so you will get financing based on the lower of the appraisal and purchase price

    7e investments53 Reviews
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  • Andrew Zamboroski
    Lender · Member since 2021 · 498 posts · 131 votes
    1y
    Quote from @Alex Ramos:

    I'm in the market for and owner occupied SFR in the Westminster Colorado area. I'm seeking a lender who will lend up to 70% of the ARV on a DSCR loan please contact me with your information. I would greatly appreciate it.

    A DSCR loan is for a rent ready rental property. You also may not occupy the property. You may want to look into a conventional or fha rehab loan.
    0Reply
  • Stevan Stojakovic
    Financial Advisor · FL · Member since 2024 · 479 posts · 119 votes
    1y

    Hi Alex, we can definitely help. Feel free to reach out directly! Thank you!

    0Reply
  • Joyce Ann MagallanesBusiness Member
    Lender · NY · Member since 2025 · 551 posts · 23 votes
    1y

    Hi Alex, 

    Just to clarify, DSCR loans are typically based on the purchase price and market rents, while ARV is used to determine profit for fix-and-flip loans. For a fix-and-flip loan, the property would generally need to require rehab to qualify, and these loans are usually short-term. On the other hand, DSCR loans are long-term financing options.

    The great thing about both loan types is that income verification isn’t required. Let me know if you have any questions or need more details—I’m happy to help!

    [email protected]646-914-9393
    Venture Estate Group LLC525 Reviews
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  • Judah Zuckerman
    Member since 2025 · 56 posts · 4 votes
    1y

    Happy to Connect

    0Reply
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