Gap Funding Needed – Central Florida Fix & Flip (Closing in 7 Days)

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Gap Funding Needed – Central Florida Fix & Flip (Closing in 7 Days)

New to Real Estate · Melbourne FL · Member since 2025 · 31 posts · 12 votes

Hi BiggerPockets community,

I’m currently under contract on a retail fix-and-flip project in Central Florida and am seeking a gap lender / secondary position funding to complete the acquisition capital stack.

Deal Status:

  • First-position hard money lender is in place and prepared to fund
  • Closing is scheduled within the next 7 days
  • Renovation scope is primarily cosmetic with a retail resale exit

Gap Funding Request:

  • Amount needed: $35,000
  • Position: Secondary / gap funding behind first lien
  • Term: Up to 12 months (targeted exit ~6 months)
  • Repayment: Balloon payment at exit (principal + accrued interest)
  • Terms: Competitive and negotiable based on structure

I can provide the full property package, scope of work, and lender/title details privately to any interested gap lenders or private investors who are active in this space.

Thank you,

— Jorge

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  • Mayo GilfurtPro Member
    Real Estate Consultant · Connecticut Ct · Member since 2026 · 156 posts · 34 votes
    8mo

    Thanks for the clear breakdown, Jorge.

    On second-position gap pieces, alignment usually comes down to first-lien terms, total basis vs. exit, and how the intercreditor is structured.

    If you're open to it, happy to review the package and see whether there's a clean fit with capital that's comfortable in second behind HML.

  • Member since 2023 · 5 posts · 1 vote
    7mo

    HELLO, LOOKING FOR FUNDING

    INSTANT FUNDING davidallencapital.com/gigfunding/332604596

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