Are Prepayment Penalties allowed on DSCR Loans in Wyoming?

[Robin Simon]

Prepayment Penalty Rules for DSCR Loans in Wyoming

Prepayment Penalties are Fully Allowed with no restrictions for DSCR Loans in Wyoming. Wyoming law does not impose any statutory restrictions on prepayment penalties for business-purpose loans such as DSCR Loans. The state's lending statutes are focused primarily on consumer credit protections, and there is no language in Title 40 (Trade and Commerce) or Title 34 (Property) that limits prepayment penalty structures on commercial or investment-purpose mortgage loans. As such, DSCR Lenders can typically offer all standard prepayment penalty options such as Descending Prepay Penalties (i.e. “5/4/3/2/1”), Flat Prepay (i.e. “5/5/5/5/5”) or other tailored structures in the Cowboy State.

FULL Complete 2026 Guide To DSCR Loan Prepayment Penalties

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