What counts as a mortgage late for DSCR Loan qualification?
馃Q: What counts as a mortgage late for DSCR Loan qualification?
鉃★笍A: A mortgage late only "counts" when the payment is more than 30 days past due, even if a late fee is incurred. Generally, one or even multiple 30-Day Lates in the past 12 months doesn't preclude eligibility but can cause worse pricing, while even one 60-Day Late typically prevents DSCR Loan qualification entirely.
Personal Financials and Credit Required for DSCR Loan Qualification
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