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Updated 10 months ago on . Most recent reply

John Tames's profile image
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John Tames
  • from Los Angeles, California
  • Member since Nov 1, 2017
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John Tames
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Personal Finance

HELOC with no W2 or in person appraisal

John Tames
  • Los Angeles, CA
Posted

I just completed a 80K HELOC with a local credit union. They gave me a great rate and the only document they ever requested was a copy of my lastest paystub. Their was no actual appraisal, only an AVM. Are these type of little to no doc products getting more common again?

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Antoine Martel
  • Rental Property Investor
  • from Miami, FL
  • Member since Aug 23, 2017
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Antoine Martel
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  • from Miami, FL
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Antoine Martel
  • Rental Property Investor
  • Miami, FL
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Antoine Martel
  • Rental Property Investor
  • Miami, FL
Replied

These little to no document products are not common at all.

I wish they were, that would make my life doing cash out refinances a whole lot easier. 

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