Should I finance $16k of fees or just pay it?... It only adds about $200/ month to my P&I, but I could just pay it. Thoughts? 

@Melissa Lee  are you still cash flow positive by adding in the $200? If so, I don't see any issue with financing them in and letting the tenants pay it..... $16k is another down payment! 

thanks @Josh Mitchell . Yeah, I decided to finance the fees. Its still cash flow positive and since its a refi can only claim them over the life of the loan ;)