DSCR Loans: Are You Seeing Easier Approvals or Tighter Guidelines?

New to Real Estate · Miami, FL · Member since 2024 · 1k+ posts · 457 votes

Some lenders seem to be easing up while others have raised their minimum DSCR thresholds. Have you noticed approvals getting simpler, or are you finding more hoops to jump through lately?

0 Reply

74 views

1 Reply

Jump to latestLatest

Sort by

Chris SeveneyBusiness Member
Moderator
Investor · VA · Member since 2015 · 21k+ posts · 19k+ votes
11mo
Quote from @Drago Stanimirovic:

Some lenders seem to be easing up while others have raised their minimum DSCR thresholds. Have you noticed approvals getting simpler, or are you finding more hoops to jump through lately?

Getting a lot more difficult. This is due to many factors - the amount of fraud being uncovered along with very high default rates from DSCR loans from 2022 and 2023.
Based on this and other factors, it is getting harder to get a loan.
7e investments53 Reviews
Website View Page
2 Reply

Join the conversationCreate a free account to reply, vote on answers and follow this thread.