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Updated about 8 years ago on . Most recent reply

When apartments do credit checks are they soft or hard inquiries?
I've asked one apartment I'm interested in and they said they didn't know, that they used a program called Resident Check. I know hard inquiries drop your credit score. Do most apartments use third parties to screen applicants?
Most Popular Reply

Using a social security number (or Social Insurance Number here in Canada) just facilitates finding the correct credit history when the query is run ... its presence does not imply a hard enquiry.