Tenants or Homeowners when a home invasion is involved?

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Tenants or Homeowners when a home invasion is involved?

Bob Walsh
Investor · Anchorage, AK · Member since 2017 · 2 posts · 0 votes
Has anyone had to deal with an issue like this in their rentals? If so were the costs associated with the invasion passed along to the tenant or did you just claim against the Home owners insurance policy? Any comments or responses are appreciated. This is appearing to be a very targeted situation as I'm in a good area. Thanks for any feed back.
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  • Kim Meredith HamptonBusiness Member
    Real Estate Broker · St Petersburg · Member since 2014 · 2k+ posts · 2k+ votes
    9y

    @Bob Walsh we require all of our tenants have a Renters Policy, which would take care of a burglary. Normally, I will take care of the broken window, door etc...and the tenant will use their policy for anything taken from the residence

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  • Deanna McCormick
    Minneapolis, MN · Member since 2013 · 2k+ posts · 1k+ votes
    9y

    Was there a police report,, if not I'd make tenant pay, as then I doubt the incident was random. 

    Use your insurance as last resort. 

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  • Nathan GesnerBusiness Member
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    Real Estate Broker · Cody, WY · Member since 2010 · 28k+ posts · 41k+ votes
    9y

    Tenant must file a police report. Otherwise, how do you know if it was the Tenant, their boyfriend, their drug dealer, etc? If they didn't file a police report, then they are responsible for the damages. The Landlord's insurance covers only the structure. Tenant's belongings are covered by renters insurance. You didn't tell us what the damage/loss was, so it's difficult to answer the question.

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