How to split bills with a girlfriend if you own 100% equity

How to split bills with a girlfriend if you own 100% equity

Seattle, WA · Member since 2017 · 8 posts · 10 votes

I need some advice from any and all who have an opinion on the matter. Even better if you've been through the same situation. Im considering moving to Texas from Washington and purchasing my first duplex and house hacking. I graduate college in near future and I'm a veteran, so I plan to use my VA loan to finance the purchase. I have a long-time girlfriend that I wish to move with and live with. I'm perfectly happy with my relationship but I'm absolutely NOT considering marriage at this time, or anytime within the next 5 years. I want this property to be 100% my own. How would you suggest fairly splitting the bills with a partner who is also technically a roommate? We both make about the same salary annually. 50/50 everything? Should I let her pay some variation of HOA, property tax, mortgage, insurance, utilities? What's fair and reasonable, if my goal is retaining 100% equity and ownership of this first property?

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Flipper · Pittsburgh, PA · Member since 2017 · 218 posts · 345 votes
9y

@Alex Johnston

This is not going to end well.

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  • Ronald RohdePro Member
    Attorney · Dallas, TX · Member since 2016 · 5k+ posts · 2k+ votes
    9y

    Where is the OP? I think he proposed she start paying rent /signing a lease and he disappeared!

  • Member since 2021 · 1 post · 0 votes
    5y

    You’ve got to be kidding me. I own my house and it’s 100% unfair if he wanted to live with me versus us renting another place together, and he was only responsible for getting…groceries? That’s like $400 a month, IF THAT

  • Alecia LovelessPro Member
    Member since 2019 · 3k+ posts · 2k+ votes
    5y

    @Alex Johnston from personal experience I’d say the house bills are yours and your personal bills remain separate and then maybe you share joint expenses that you both agree upon like groceries and internet or whatever.

    Even though I owned my house when I broke up with my last partner she maintained it was her right to continue living there until I sold it at my expense as she paid nothing toward house bills and stayed living there the 3 years it took me to sell it. It was awkward in many ways but especially after I moved my new girlfriend in to live with me!

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