Ins quote; "Is property rented for periods less than 6 months?"

[David S.]

While getting a quote on a property, my USAA account asks "Is this property rented for periods of less than 6 months?" Yes or No

Does anybody know why this is and what impact this has on the quote? What if I started with a 12 month but then went month to month afterwards?

I'm guessing this is a reference to STR/AirBnB type setups and the answer should be "No" even if I'm renting month to month so long I'm not doing short term rentals??