I’m Blaine. Longtime BiggerPockets reader, first time posting.
I’m a private lender and have been involved mostly in small, relationship-driven deals with friends, partners, repeat borrowers, and a few off-market situations where trust matters just as much as the numbers.
What I’ve noticed, and honestly struggled with myself, is that a lot of otherwise solid private money deals get messy after they’re funded. Unclear terms, awkward follow-ups, vague expectations, or documentation that was never really buttoned up.
I’m here mostly to learn from the community and contribute where I can, especially around:
Private money lending
Documenting loans without overcomplicating them
Protecting relationships while still protecting capital
Lessons learned when deals don’t go as planned
Looking forward to connecting, learning from you all, and sharing experiences. If you’ve been lending privately for a while, I’d love to hear what systems, or lack of systems, you’ve used that worked or didn’t.