I’ve inherited $100k I want to start a nest egg. I’m Very much interested in investing. How should I start?

Are you new? If so, IMO, your first purchase should be a good education before you start buying RE.

I see a lot of discussion on you using this $100k to invest out of state in the turnkey markets. As KC was one that was specifically mentioned I figured I'd drop you a link to The Ultimate Guide to Grading Kansas City Missouri Neighborhoods. Also have similar guides for Cleveland, Ohio and Birmingham, Alabama. Good luck on your investing in whichever market it is that you choose. One thing to note when looking at the individual markets, you can make or loose money in any market. Don't think that one particular out of state market will shoot you to success or abject failure. It's not really that complicated to buy out of state. It only becomes complicated when investors try to over complicate or over think everything. Whenever you are buying a property out of state you should do a few things to ensure it's as smooth as possible. • Don't buy in the roughest neighborhood in the urban core. Pick a solid B-Class suburban area. Perhaps a nice 1950's built bungalow. • Always hire a 3rd party property inspector to give you an unbiased feel for the home. The reports are 40-90 pages long and go through the entire house in great detail. • Get an appraisal. If your using financing the bank requires this. This is good. The bank isn't going to let you blow their money. They have more skin in the game then you do. • Make sure you get clear title. If using a lender this is a non issue. They will make you do this. It's those maniacs that buy homes cash via quit claim deed off of craigslist that really get screwed. • Make sure your property manager is a licensed real estate brokerage. • Understand you can not eliminate all risk, only mitigate it. If you are risk adverse real estate, (especially out of state) is not for you.

@Cosmin Iuga - it depends if you want to be an active or passive investor. If you buy a single family home or small multifamily property, you'll need to put in time and money to run them. If you want to be passive, then you can invest with a syndicator who will manage the deal for you. So I'd say start with figuring out what type of investor you want to be. Then decide if you want to invest in single family homes, office, mobile hime parks, multifamily, etc. Options are endless. Read books and listen to podcasts. Good luck!

@Cosmin Iuga Not all in one basket for sure. REI is very profitable if you know how to handle it. So if you have no REI experience, 50% on REI, the max you can in SDIRA, keep the rest as a reserve or emergency funds. $100K is not that much after all.

@Cory Lucas Thank you Cory. I’ve blessed. Not because I’ve done anything special. The community I’m finding here is nothing short of a miracle. Everyone is so positive and helpful and just nice. Thank you everyone. Good to be here.

@Cosmin Iuga I would put it in a money market for 6-12 months while I learned all I could and got to know people personally. During that time you should get clear on your investing goals ... risk tolerance, passive vs active, time horizons, is cash flow more important right now than appreciation? what is the rest of your economic situation and how does this money fit into that?...you get the picture. At some point you need to take the plunge, so don’t get into “analysis paralysis”. However, take your time and get clear on your objectives first. LMK if you think i can help.

@Cosmin Iuga. My advice go buy two class c houses for cash if possible in your market or go OOS and find a market you can do that with get your cash flow rolling with no mortgage free and clear has always been the best route especially for beginners with cash. Trust me it’s how I started been the best way if you can do it that way.

@Cosmin Iuga, congratulations! I agree that educating yourself is crucial in your investment journey; never invest in anything you don't first understand. With that, also guard against analysis paralysis by understanding that you don't need to have all the answers before you take your first step; most learning comes through the process of landing your first deal. I'd encourage you to begin thinking about who you need on your investment "team", i.e. realtor, financing agent, property manager (if you're not wanting to self-manage), etc. Curious, where are you located? I specialize in helping out of state investors acquire, renovate, lease and maintain real estate properties in Kansas City, which is fantastic market to invest in! I'd love to be of help to you, please feel free to connect

@Cosmin Iuga take your time and educate yourself before buying any real estate #1. Are you looking to invest passively?ie. the less time involved the better= usually lower returns) In that case you may be best off going with syndication or funding a deal with a partner who does the work. (Disclaimer: partnerships are like marriage, so make sure you want to marry the person lol) Or would you rather spend some time to maximize your 100k? In that case I’d work on reaching out to sellers directly to find the best deals, which requires education. (This is what I do personally and its the best decision I’ve ever made) Or something in the middle, which would be buying properties with a realtor or wholesaler and managing the rehabs, hiring property manager, etc Hope this helps!

@Cosmin Iuga also listen to every Bigger Pockets podcast you possibly can. Huge value and it’s single best resource involved in how I learned the real estate game

I have $100k. How should I invest it?I have $100k. How should I invest it?

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I have $100k. How should I invest it?

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