Lender · Florida · Member since 2025 · 697 posts · 250 votes
5mo
Spot on—and we see the same thing from the lending side all the time.
The investors who stall usually aren’t short on deal flow, they’re short on capital mobility strategy. Once equity gets trapped in long-term holds without a clear DSCR or bridge exit, scaling naturally slows down.
On our end, the borrowers who consistently scale are the ones structuring from day one with:
A defined refi or sale trigger (not just “when rates improve”)
Intentional capital recycling through short-term bridge → DSCR takeout paths
Maintaining enough dry powder or credit flexibility to avoid being fully deployed
We’ve actually been seeing more repeat borrowers prioritize exit alignment with lenders upfront, which makes execution smoother on both sides.
Curious on your end—are you seeing more of these constraints driven by market conditions, or more from initial structuring gaps at the deal level?