Estimating costs for a Duplex in Dayton Ohio

Dayton, Ohio
Real Estate Deal Analysis & Advice
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Estimating costs for a Duplex in Dayton Ohio

Yossi DietzPro Member
Member since 2025 · 7 posts · 23 votes

Hi Everyone,

I'm new to investing in Dayton. I was wondering if anyone could help me estimate taxes and insurance for a duplex in Dayton, OH 45410. I have a deal that I'm looking at, but I'm nervous I'll have the wrong information and mess up. Thank you very much.

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Marc RiceBusiness Member
Real Estate Agent · Columbus Cleveland Dayton, OH · Member since 2018 · 2k+ posts · 1k+ votes
11mo
Quote from @Yossi Dietz:

To clarify, is there a percentage I can use to calculate using the asking price? Right now, I'm looking at paying 174k-176k. Thanks again.

There's no fixed percentage but you can estimate anything between 2-4% of the assessed value of the property

[email protected]614-363-2787
Marc Rice | Investor Friendly Agent at Reafco Tailwind Team574 Reviews
WebsiteView Page
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  • Yossi DietzPro Member
    OP
    Member since 2025 · 7 posts · 23 votes
    11mo

    To clarify, is there a percentage I can use to calculate using the asking price? Right now, I'm looking at paying 174k-176k. Thanks again.

    1Reply
    • Marc RiceBusiness Member
      Real Estate Agent · Columbus Cleveland Dayton, OH · Member since 2018 · 2k+ posts · 1k+ votes
      11mo
      Quote from @Yossi Dietz:

      To clarify, is there a percentage I can use to calculate using the asking price? Right now, I'm looking at paying 174k-176k. Thanks again.

      There's no fixed percentage but you can estimate anything between 2-4% of the assessed value of the property

      [email protected]614-363-2787
      Marc Rice | Investor Friendly Agent at Reafco Tailwind Team574 Reviews
      WebsiteView Page
      1Reply
    • Jaycee GreenePro Member
      Real Estate Consultant · St. Louis MSA · Member since 2024 · 3k+ posts · 728 votes
      11mo
      Quote from @Yossi Dietz:

      To clarify, is there a percentage I can use to calculate using the asking price? Right now, I'm looking at paying 174k-176k. Thanks again.

      Hey @Yossi Dietz, welcome to the BP Forum! How much will the rent be?

      [email protected]
      0Reply
  • Arman AhmedPro Member
    Real Estate Agent · Columbus Cleveland Dayton, OH · Member since 2024 · 2k+ posts · 972 votes
    11mo

    @Yossi Dietz

    Hey Yossi, taxes in that area really depend on the county’s assessed value, not the purchase price, so using a flat percentage can be misleading. Easiest way is to look up the parcel on the Montgomery County Auditor site and use the current tax bill, then bump it a bit for a possible reassessment. For insurance, most duplex investors I work with in that part of Dayton are around $1,200–$1,800 a year depending on coverage and the age of the property. Once you use the actual tax record and a real quote, your numbers will be a lot more accurate.

    [email protected]614-418-6081
    1Reply
  • Alfath AhmedBusiness Member
    Real Estate Agent · Columbus, OH · Member since 2022 · 1k+ posts · 1k+ votes
    11mo
    Quote from @Yossi Dietz:

    Hi Everyone,

    I'm new to investing in Dayton. I was wondering if anyone could help me estimate taxes and insurance for a duplex in Dayton, OH 45410. I have a deal that I'm looking at, but I'm nervous I'll have the wrong information and mess up. Thank you very much.


     You can look on the auditor for the current property taxes, and there is a tax estimator tool as well. Also, grab a couple of insurance quotes. This should help.

    [email protected]614-802-5698
    ReafCo | Ahmed Group 534 Reviews
    WebsiteView Page
    0Reply
  • Yossi DietzPro Member
    OP
    Member since 2025 · 7 posts · 23 votes
    11mo

    Thank you everyone for your replies and advice. This is helpful so I can better under-write any deals. Anyone familiar with a range for insurance in Fairborn? Thank you for your time.

    0Reply
  • Emily Zhang
    Member since 2023 · 5 posts · 2 votes
    11mo

    Hi, I was investing in Dayton market too. Can I ask what makes you decided to invest in Dayton?

    0Reply
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