Hard money loan or convert Rollover 401K to Self Directed IRA???

[Chad C.]

Hi BP!!!

I am interested in getting into real estate and looking at a 6 unit multifamily for $250K.

Before I proceed I was wondering which is the best option:

1) Get a conventional loan with 20-25% down?

2) Get a loan from a Hard Money Lender?

3) Or convert my $250K+ Rollover 401K into a Self Directed IRA to purchase the unit?

Any advice would be greatly appreciated.

Thanks,
Chad