How is this deal: 4 Units, $60,000, St Louis, MO

How is this deal: 4 Units, $60,000, St Louis, MO

Real Estate Developer · Los , Angeles · Member since 2010 · 53 posts · 6 votes

I wanted to get some thoughts on the following deal I am looking at:

The owner has verbally said he wants $60,000. I have not received any records of expenses yet. The owner is an older gentleman who is sick of the work required to maintain the property.

4 Large 1 Bedrooms: Current rents @ $485, Market is $450 - $700

$485 x 4 = $1940 month
10% vacancy rate
50% expense rate

Net Monthly Income: $776 a month

Annual NOI: $776 x 12 = $9312

This building is older and will need some work, but it is in good enough shape to be occupied. My friend has been living here for a year without an issue. On Street Parking only (Maybe put a parking pad in the back for the tenants?) and no Washer Dryer.

I am hoping to get the building for $50,000 and put ~$5K into each unit to fix it up and bringing rents to $550-600.

This deal is in a B- area of St Louis.

Thoughts?

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Real Estate Investor · Moncton, New Brunswick · Member since 2012 · 25 posts · 3 votes
13y

A,B,C,D is the way many investors classify neighborhoods

"A" would be the most classy and "D" would be a war zone. "A" does not mean you would get the best return on your investment. I tend to stick to "B" and "C" areas.

Hope that helps

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  • Developer · Garland, TX · Member since 2008 · 8k+ posts · 4k+ votes
    13y

    $15k per door in a B area is great. Rent for 3-4% per month of your investment, also great. Gou have a friend living there with no issues. Separatly metered electric?

    I like it.

  • Saint Louis, MO · Member since 2009 · 168 posts · 40 votes
    13y

    I live in saint louis, I'd be interested in seeing what area is being called a B area.

  • Mike ReynoldsPro Member
    construction · Nacogdoches, TX · Member since 2011 · 2k+ posts · 1k+ votes
    13y

    May sound like a dumb question, but I am new here. What is a B area? Is that more bad than good neighborhood?

  • Developer · Garland, TX · Member since 2008 · 8k+ posts · 4k+ votes
    13y
    Originally posted by Mike Reynolds:
    May sound like a dumb question, but I am new here. What is a B area? Is that more bad than good neighborhood?

    Generally

    A Best areas in a city. Newer properties and desirable amenities close by. Top rated schools.

    B Nice area, safe, but not as many new properties.

    C Older working class area. Lots of rentals. Maybe not safe and not great schools

    D Very depressed and dangerous (crime). Most properties older and have deferred maintenance.

  • Real Estate Investor · Moncton, New Brunswick · Member since 2012 · 25 posts · 3 votes
    13y

    A,B,C,D is the way many investors classify neighborhoods

    "A" would be the most classy and "D" would be a war zone. "A" does not mean you would get the best return on your investment. I tend to stick to "B" and "C" areas.

    Hope that helps

  • Mike ReynoldsPro Member
    construction · Nacogdoches, TX · Member since 2011 · 2k+ posts · 1k+ votes
    13y

    Jon Klaus and Tom Devost Thanks that does help. What would this classification be in the deal I am trying to work:
    Bay front area totally wiped out by Hurricane Ike (only one house left standing in a 5 mile radius). BUt in the last four years there have been some buildings come back. Not as many as I would expect because it seems slow for an area that close to the water. (300- 1000 yds from ocean to bay) I am going to build a small RV park there.

    Would this be a B with a potential to become an A?

  • Real Estate Developer · Los , Angeles · Member since 2010 · 53 posts · 6 votes
    13y
    Originally posted by Jonathan Sher:
    I live in saint louis, I'd be interested in seeing what area is being called a B area.

    I called it a (B-) area. Using Jon's summary, you might want to call it a C/C+. But the area is Soulard.

    I would love to get your input.

    Thanks

  • Developer · Garland, TX · Member since 2008 · 8k+ posts · 4k+ votes
    13y

    Even in a C area, it sounds solid.

    Not only are areas classified as A-D, so are properties. You can have a B property in a C area or a C property in a B area. In fact, this is common.

  • Longview, TX · Member since 2012 · 368 posts · 131 votes
    13y

    Jon Klaus, are the A-D property classifications shown on the county's tax roles? I've looked till I've been blue in the face on how to interpret Harrison County's data, but haven't had much luck (although a call in to them wouldn't hurt). I take it that the area classifications can possibly be derived from the majority of property classifications but also may have an investor-subjective component to them?

  • Developer · Garland, TX · Member since 2008 · 8k+ posts · 4k+ votes
    13y

    On yeah, there is subjectivity to the ratings and I don't ever recall municipalities using the ratings. There is a lot that can go into the ratings and areas change. Sometimes fast. I'm working in an Austin neighborhood that I'd call a D 10 years ago, but parts of it are looking like A now, but other parts still feel like D. I witnessed a street fight a couple weeks ago near new $400k homes going up. The people fighting won't live there long. They'll be priced out.

  • Fukuoka, Fukuoka · Member since 2012 · 148 posts · 29 votes
    13y

    What Tom said. B/C variants are where the cash flow is. You wanna speculate, go for A (but prepare to spend some money which may or may not return). Steer clear of hooDs unless you leave, breathe and walk them, or have a solid turnkey operator who does (and until you break those areas in, assume 50% vacancies too, and some extra maintenance costs). Whole different kinda gambling :)

  • Rental Property Investor · Mercer Island, WA · Member since 2008 · 22k+ posts · 14k+ votes
    13y
    Originally posted by Mike M.:
    Jon Klaus, are the A-D property classifications shown on the county's tax roles?

    No. These ratings are informal. Even though they're commonly used, they are just tacked onto areas and properties by folks like you and I.

  • Residential Real Estate Agent · Long Beach, CA · Member since 2008 · 432 posts · 63 votes
    13y

    That rating system is good but I really haven't seen it used.

    Just curious for any Las Vegas people out there, where are the B/C areas?? Mostly what I've seen area D areas.

  • Investor · Chicago, IL · Member since 2009 · 566 posts · 274 votes
    13y

    Billy,

    Soulard is a solid historic area which can vary block by block. Is this your first rehab deal? I would imagine the property is 100+ years old based on the area. I would make sure your rehab number is extremely accurate unless you will be paying for continued maintenance for the life of the property. Historic brownstones are beautiful properties but require a lot of expertise....The St Louis Rehabbers Club offers a lot of great local advice.

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