San Francisco, CA · Member since 2014 · 31 posts · 9 votes
I used to insure my rental houses with State Farm but once I went over a certain number of rentals, they refused to insure me for any more houses and I was forced to go to many other random brokers and agencies for policies... now it's out of control I cannot even keep up who is insuring what property and hard to shop around too many bigger well known insurance agencies do not want to insure me anymore. Do you guys know of reliable insurance agencies or brokers that can UNDERWRITE in ALL states no matter how many houses you own? also possibly commercial policy that I can insure multiple houses in? (although I hear mixed reviews about bundle policies....) please provide me some juicy info if you have dips on it!
I am currently looking at a company called National Real Estate Insurance Group. I have not used them yet, however I believe they may be able to help you. I believe they insure in all 50 states. The people who founded the company invest in real estate and the policies are built specifically for real estate investors. There website is
If you decide to use them let me know. I do not know what the prices look like but I am planning to get a quotation for a policy in the next week or two.
We do also write in all 50 states. We write on a special form policy with liability. We can include commercial, residential, and mobile home. We can write flood and EQ on all properties (no EQ in CA though) and we have an easy to use web interface (once the policy is started) where it takes about 2 minutes to input a new property and about 15 seconds to delete a property. You receive a monthly line itemed billing for the properties, either by e-mail or snail mail. There is no vacancy clause, no minimum time for a home to be on the policy. There is a 3 property (not unit) minimum and they do not count your personal home to that number, only investment properties. This is underwritten by an A+ rated insurer.