Property Insurance Question for Investment Home in TN

[Jelani Bonner]

Hi everyone! Newly married couple moving to Tennessee who is buying a single-family home that the previous owner converted into a Triplex. It is zoned single family, has one meter for the whole house but is divided as a 3/1, 1/1, and 1/1. We are going to be owning this place living in the 1/1 while renting out the 3/1 and the other 1/1. The question is: How should this property be insured? We want to make sure it is properly covered. Any feedback on how it should be treated or insured or any good insurance contacts in TN would be appreciated. Thank you! Kelly