Transferring Property to LLC and Need for Commercial Insurance

[Chad W.]

I recently purchased a property in my personal name and my plan is to transfer it to an LLC. My existing insurance company told me if I transfer the property to an LLC, then I will need to get a commercial insurance policy. I asked if the LLC could be added as "named insured" and they said "no". I also have a personal umbrella policy that will not provide coverage on a separate commercial policy. My goal is to buy and hold property.

Has anyone experienced this? 

Any recommendations on how to structure things?

Any recommendations on commercial insurance companies?

Thank you.